Knowledge Booster: UPS Edition (27 Mar 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which scheme is defined contribution scheme? इनमें से कौन सी योजना परिभाषित अंशदान योजना है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS is defined contribution, market linked.
Q2. In NPS, family pension depends on? एनपीएस में पारिवारिक पेंशन किस पर निर्भर करती है?
- A) DA hikes
- B) Corpus & annuity
- C) Govt contribution
- D) Last drawn salary
Correct Answer: Corpus & annuity
Explanation: Explanation : Family pension in NPS depends on corpus & annuity plan.
Q3. From which date will the Unified Pension Scheme (UPS) become effective? एकीकृत पेंशन योजना (यूपीएस) किस तिथि से प्रभावी होगी?
- A) 1 January 2025
- B) 1 April 2025
- C) 15 August 2025
- D) 1 October 2025
Correct Answer: 1 April 2025
Explanation: Explanation : The scheme becomes effective from 1 April 2025, with optional adoption by states.
Q4. Which scheme merges the benefits of OPS and NPS? कौन सी योजना OPS और NPS के लाभों को एकीकृत करती है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS merges the best of OPS (assured) and NPS (contributory).
Q5. Which scheme ensures 50% last drawn salary as pension? कौन सी योजना अंतिम प्राप्त वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS assures 50% last drawn salary as pension.
Q6. Which scheme has family pension assured at 60%? किस योजना में पारिवारिक पेंशन 60% तक सुनिश्चित है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS ensures 60% family pension of retiree's pension.
Q7. Which scheme is contributory by both Govt and Employee? कौन सी योजना ऐसी है जिसमें सरकार और कर्मचारी दोनों का अंशदान होता है?
- A) OPS
- B) NPS
- C) UPS
- D) Both NPS and UPS
Correct Answer: Both NPS and UPS
Explanation: Explanation : NPS & UPS are contributory; OPS is not.
Q8. Under UPS, what percentage of the pension will the family receive in case of retiree?s death? यूपीएस के तहत, सेवानिवृत्त व्यक्ति की मृत्यु होने पर परिवार को पेंशन का कितना प्रतिशत प्राप्त होगा?
- A) 40%
- B) 50%
- C) 60%
- D) 70%
Correct Answer: 60%
Explanation: Explanation : Family pension is 60% of retiree?s pension amount under UPS.
Q9. Which scheme has inflation indexation not applicable? किस योजना में मुद्रास्फीति सूचकांक लागू नहीं होता है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is market linked; no inflation indexation.
Q10. Which authority regulates NPS? एनपीएस को कौन सा प्राधिकरण नियंत्रित करता है?
- A) PFRDA
- B) RBI
- C) Finance Commission
- D) IRDAI
Correct Answer: PFRDA
Explanation: Explanation : NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA).
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