Knowledge Booster: UPS Edition (24 Apr 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which scheme is defined contribution scheme? इनमें से कौन सी योजना परिभाषित अंशदान योजना है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS is defined contribution, market linked.
Q2. The Unified Pension Scheme (UPS) is based on the recommendations of which committee? एकीकृत पेंशन योजना (यूपीएस) किस समिति की सिफारिशों पर आधारित है?
- A) N.K. Singh Committee
- B) T.V. Somanathan Committee
- C) 7th Pay Commission
- D) PFRDA Committee
Correct Answer: T.V. Somanathan Committee
Explanation: Explanation : UPS is designed after the T.V. Somanathan Committee?s review of NPS.
Q3. Which scheme replaced OPS for new employees after 2004? 2004 के बाद नए कर्मचारियों के लिए OPS की जगह कौन सी योजना लागू की गई?
- A) UPS
- B) NPS
- C) OPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS replaced OPS for new central govt recruits after 2004.
Q4. Which scheme applies mandatorily to post-2004 employees before UPS? यूपीएस से पहले, 2004 के बाद नियुक्त कर्मचारियों पर कौन सी योजना अनिवार्य रूप से लागू होती थी?
- A) UPS
- B) OPS
- C) NPS
- D) OPS & UPS
Correct Answer: NPS
Explanation: Explanation : NPS is mandatory for all central govt employees recruited after 2004.
Q5. Which scheme ensures 50% last drawn salary as pension? कौन सी योजना अंतिम प्राप्त वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS assures 50% last drawn salary as pension.
Q6. Which scheme merges the benefits of OPS and NPS? कौन सी योजना OPS और NPS के लाभों को एकीकृत करती है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS merges the best of OPS (assured) and NPS (contributory).
Q7. Under UPS, what percentage of the pension will the family receive in case of retiree?s death? यूपीएस के तहत, सेवानिवृत्त व्यक्ति की मृत्यु होने पर परिवार को पेंशन का कितना प्रतिशत प्राप्त होगा?
- A) 40%
- B) 50%
- C) 60%
- D) 70%
Correct Answer: 60%
Explanation: Explanation : Family pension is 60% of retiree?s pension amount under UPS.
Q8. In UPS, along with pension, employees are entitled to? यूपीएस में पेंशन के साथ-साथ कर्मचारियों को क्या-क्या सुविधाएं मिलती हैं?
- A) Market bonus
- B) Gratuity & Superannuation payout
- C) Only corpus withdrawal
- D) Variable pension
Correct Answer: Gratuity & Superannuation payout
Explanation: Explanation : UPS provides gratuity and lumpsum superannuation payout at retirement.
Q9. Which scheme is partially contributory? कौन सी योजना आंशिक रूप से अंशदायी है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: UPS
Explanation: Explanation : UPS is partly contributory: 10% employee, 18.5% Govt.
Q10. Which index is used for inflation indexation under UPS? यूपीएस के अंतर्गत मुद्रास्फीति सूचकांक के लिए किस सूचकांक का उपयोग किया जाता है?
- A) Wholesale Price Index (WPI)
- B) All India CPI-IW
- C) GDP Deflator
- D) CPI (Rural)
Correct Answer: All India CPI-IW
Explanation: Explanation : UPS inflation indexation is based on CPI-IW for industrial workers.
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