Knowledge Booster: UPS Edition (28 May 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which scheme ensures inflation indexation based on CPI-IW? कौन सी योजना CPI-IW के आधार पर मुद्रास्फीति सूचकांक सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS links inflation relief with CPI-IW index.
Q2. Which scheme is considered fiscally unsustainable? कौन सी योजना वित्तीय दृष्टि से अस्थिर मानी जाती है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: OPS
Explanation: Explanation : OPS is fiscally burdensome for Govt due to full funding.
Q3. Which scheme is contributory by both Govt and Employee? कौन सी योजना ऐसी है जिसमें सरकार और कर्मचारी दोनों का अंशदान होता है?
- A) OPS
- B) NPS
- C) UPS
- D) Both NPS and UPS
Correct Answer: Both NPS and UPS
Explanation: Explanation : NPS & UPS are contributory; OPS is not.
Q4. Which scheme replaced OPS for new employees after 2004? 2004 के बाद नए कर्मचारियों के लिए OPS की जगह कौन सी योजना लागू की गई?
- A) UPS
- B) NPS
- C) OPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS replaced OPS for new central govt recruits after 2004.
Q5. Which scheme ensures minimum Rs.10,000/month pension? कौन सी योजना न्यूनतम 10,000 रुपये प्रति माह पेंशन सुनिश्चित करती है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS assures minimum ?10,000/month pension.
Q6. Which scheme assures gratuity benefit at retirement? कौन सी योजना सेवानिवृत्ति पर ग्रेच्युटी लाभ सुनिश्चित करती है?
- A) OPS
- B) NPS
- C) UPS
- D) Both OPS and UPS
Correct Answer: Both OPS and UPS
Explanation: Explanation : OPS and UPS both provide gratuity; NPS does not.
Q7. In NPS, family pension depends on? एनपीएस में पारिवारिक पेंशन किस पर निर्भर करती है?
- A) DA hikes
- B) Corpus & annuity
- C) Govt contribution
- D) Last drawn salary
Correct Answer: Corpus & annuity
Explanation: Explanation : Family pension in NPS depends on corpus & annuity plan.
Q8. Which scheme applies actuarial adjustment to contributions? कौन सी योजना अंशदानों पर बीमांकिक समायोजन लागू करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS Govt contribution reviewed by actuaries.
Q9. Which scheme has inflation indexation not applicable? किस योजना में मुद्रास्फीति सूचकांक लागू नहीं होता है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is market linked; no inflation indexation.
Q10. Which scheme ensures balance of fiscal policy with employee benefits? कौन सी योजना राजकोषीय नीति और कर्मचारी लाभों के बीच संतुलन सुनिश्चित करती है?
- A) OPS
- B) NPS
- C) UPS
- D) All
Correct Answer: UPS
Explanation: Explanation : UPS balances fiscal prudence and employee welfare.
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