Knowledge Booster: UPS Edition (29 May 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which of the following is true regarding family pension in NPS? एनपीएस में पारिवारिक पेंशन के संबंध में निम्नलिखित में से कौन सा कथन सत्य है?
- A) 50% assured
- B) 60% assured
- C) Depends on corpus
- D) 100% continuation
Correct Answer: Depends on corpus
Explanation: Explanation : NPS family pension depends on corpus and annuity plan, not assured.
Q2. Who regulates OPS? OPS को कौन नियंत्रित करता है?
- A) PFRDA
- B) Finance Ministry
- C) RBI
- D) No regulator
Correct Answer: No regulator
Explanation: Explanation : OPS is not regulated; it is a Govt-funded scheme.
Q3. Under UPS, what percentage of the pension will the family receive in case of retiree?s death? यूपीएस के तहत, सेवानिवृत्त व्यक्ति की मृत्यु होने पर परिवार को पेंशन का कितना प्रतिशत प्राप्त होगा?
- A) 40%
- B) 50%
- C) 60%
- D) 70%
Correct Answer: 60%
Explanation: Explanation : Family pension is 60% of retiree?s pension amount under UPS.
Q4. Which authority regulates NPS? एनपीएस को कौन सा प्राधिकरण नियंत्रित करता है?
- A) PFRDA
- B) RBI
- C) Finance Commission
- D) IRDAI
Correct Answer: PFRDA
Explanation: Explanation : NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA).
Q5. The Unified Pension Scheme (UPS) is based on the recommendations of which committee? एकीकृत पेंशन योजना (यूपीएस) किस समिति की सिफारिशों पर आधारित है?
- A) N.K. Singh Committee
- B) T.V. Somanathan Committee
- C) 7th Pay Commission
- D) PFRDA Committee
Correct Answer: T.V. Somanathan Committee
Explanation: Explanation : UPS is designed after the T.V. Somanathan Committee?s review of NPS.
Q6. What is the minimum service period for full pension under UPS? यूपीएस के तहत पूर्ण पेंशन प्राप्त करने के लिए न्यूनतम सेवा अवधि क्या है?
- A) 15 years
- B) 20 years
- C) 25 years
- D) 30 years
Correct Answer: 25 years
Explanation: Explanation : Full pension under UPS requires 25 years service.
Q7. Which scheme is contributory by both Govt and Employee? कौन सी योजना ऐसी है जिसमें सरकार और कर्मचारी दोनों का अंशदान होता है?
- A) OPS
- B) NPS
- C) UPS
- D) Both NPS and UPS
Correct Answer: Both NPS and UPS
Explanation: Explanation : NPS & UPS are contributory; OPS is not.
Q8. Which scheme ensures 50% last drawn salary as pension? कौन सी योजना अंतिम प्राप्त वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS assures 50% last drawn salary as pension.
Q9. Which scheme is fully market-linked? कौन सी योजना पूरी तरह से बाजार से जुड़ी हुई है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is entirely market-linked.
Q10. From which date will the Unified Pension Scheme (UPS) become effective? एकीकृत पेंशन योजना (यूपीएस) किस तिथि से प्रभावी होगी?
- A) 1 January 2025
- B) 1 April 2025
- C) 15 August 2025
- D) 1 October 2025
Correct Answer: 1 April 2025
Explanation: Explanation : The scheme becomes effective from 1 April 2025, with optional adoption by states.
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