Knowledge Booster: UPS Edition (23 Jul 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which of the following best describes UPS? निम्नलिखित में से कौन सा विकल्प यूपीएस का सबसे अच्छा वर्णन करता है?
- A) Contribution-based
- B) Benefit-based
- C) Mix of OPS and NPS
- D) Market driven
Correct Answer: Mix of OPS and NPS
Explanation: Explanation : UPS combines OPS (assured) and NPS (contributory) benefits.
Q2. Which scheme assures gratuity benefit at retirement? कौन सी योजना सेवानिवृत्ति पर ग्रेच्युटी लाभ सुनिश्चित करती है?
- A) OPS
- B) NPS
- C) UPS
- D) Both OPS and UPS
Correct Answer: Both OPS and UPS
Explanation: Explanation : OPS and UPS both provide gratuity; NPS does not.
Q3. Which scheme is defined benefit scheme? इनमें से कौन सी योजना परिभाषित लाभ योजना है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS is a pure defined benefit scheme funded by Govt.
Q4. Which scheme ensures 50% average basic pay as pension? कौन सी योजना औसत मूल वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS assures 50% average basic pay as pension.
Q5. Which scheme replaced OPS for new employees after 2004? 2004 के बाद नए कर्मचारियों के लिए OPS की जगह कौन सी योजना लागू की गई?
- A) UPS
- B) NPS
- C) OPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS replaced OPS for new central govt recruits after 2004.
Q6. Which scheme has optional adoption by states from 2025? कौन सी योजना 2025 से राज्यों के लिए वैकल्पिक रूप से अपनाने योग्य है?
- A) OPS
- B) UPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS will be optional for states to adopt from 1 April 2025.
Q7. Which scheme applies actuarial adjustment to contributions? कौन सी योजना अंशदानों पर बीमांकिक समायोजन लागू करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS Govt contribution reviewed by actuaries.
Q8. Which scheme requires 18.5% Govt contribution? किस योजना में सरकार का 18.5% योगदान अनिवार्य है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS requires 18.5% Govt contribution.
Q9. Which of the following has no corpus; govt bears full cost? निम्नलिखित में से किसका कोई कोष नहीं है; सरकार पूरी लागत वहन करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS is fully funded by government with no employee contributions.
Q10. Which scheme is purely market-linked without inflation indexation? कौन सी योजना मुद्रास्फीति सूचकांक के बिना पूरी तरह से बाजार से जुड़ी हुई है?
- A) UPS
- B) OPS
- C) NPS
- D) All of these
Correct Answer: NPS
Explanation: Explanation : NPS is market-linked with no inflation indexation.
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