Knowledge Booster: UPS Edition (06 Jul 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Under UPS, who contributes 10% towards pension fund? यूपीएस के तहत, पेंशन फंड में 10% का योगदान कौन करता है?
- A) Government
- B) Employee
- C) Both equally
- D) No one
Correct Answer: Employee
Explanation: Explanation : Employees contribute 10% of salary under UPS.
Q2. Which scheme has optional adoption by states from 2025? कौन सी योजना 2025 से राज्यों के लिए वैकल्पिक रूप से अपनाने योग्य है?
- A) OPS
- B) UPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS will be optional for states to adopt from 1 April 2025.
Q3. From which date will the Unified Pension Scheme (UPS) become effective? एकीकृत पेंशन योजना (यूपीएस) किस तिथि से प्रभावी होगी?
- A) 1 January 2025
- B) 1 April 2025
- C) 15 August 2025
- D) 1 October 2025
Correct Answer: 1 April 2025
Explanation: Explanation : The scheme becomes effective from 1 April 2025, with optional adoption by states.
Q4. Which scheme is partially contributory? कौन सी योजना आंशिक रूप से अंशदायी है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: UPS
Explanation: Explanation : UPS is partly contributory: 10% employee, 18.5% Govt.
Q5. Which scheme is defined contribution scheme? इनमें से कौन सी योजना परिभाषित अंशदान योजना है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS is defined contribution, market linked.
Q6. Under UPS, what percentage of the pension will the family receive in case of retiree?s death? यूपीएस के तहत, सेवानिवृत्त व्यक्ति की मृत्यु होने पर परिवार को पेंशन का कितना प्रतिशत प्राप्त होगा?
- A) 40%
- B) 50%
- C) 60%
- D) 70%
Correct Answer: 60%
Explanation: Explanation : Family pension is 60% of retiree?s pension amount under UPS.
Q7. Which scheme involves actuarial review of Govt contribution? किस योजना में सरकारी अंशदान की बीमांकिक समीक्षा शामिल है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS requires actuarial review of 18.5% Govt contribution.
Q8. Which scheme assures 50% of last drawn salary as pension with DA hikes? कौन सी योजना महंगाई भत्ता (डीए) में वृद्धि के साथ अंतिम प्राप्त वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS assures 50% of last drawn salary as pension with DA increments.
Q9. In UPS, along with pension, employees are entitled to? यूपीएस में पेंशन के साथ-साथ कर्मचारियों को क्या-क्या सुविधाएं मिलती हैं?
- A) Market bonus
- B) Gratuity & Superannuation payout
- C) Only corpus withdrawal
- D) Variable pension
Correct Answer: Gratuity & Superannuation payout
Explanation: Explanation : UPS provides gratuity and lumpsum superannuation payout at retirement.
Q10. Which pension scheme is applicable compulsorily to pre-2004 employees? 2004 से पहले नियुक्त कर्मचारियों पर कौन सी पेंशन योजना अनिवार्य रूप से लागू होती है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: OPS
Explanation: Explanation : OPS continues for those recruited before 2004.
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