Knowledge Booster: UPS Edition (07 Oct 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. From which date will the Unified Pension Scheme (UPS) become effective? एकीकृत पेंशन योजना (यूपीएस) किस तिथि से प्रभावी होगी?
- A) 1 January 2025
- B) 1 April 2025
- C) 15 August 2025
- D) 1 October 2025
Correct Answer: 1 April 2025
Explanation: Explanation : The scheme becomes effective from 1 April 2025, with optional adoption by states.
Q2. Which scheme is partially contributory? कौन सी योजना आंशिक रूप से अंशदायी है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: UPS
Explanation: Explanation : UPS is partly contributory: 10% employee, 18.5% Govt.
Q3. What is the government?s contribution rate under UPS? यूपीएस के तहत सरकार का योगदान कितना है?
- A) 10%
- B) 14%
- C) 18.50%
- D) 20%
Correct Answer: 18.50%
Explanation: Explanation : Government contributes 18.5% towards UPS funding.
Q4. In NPS, family pension depends on? एनपीएस में पारिवारिक पेंशन किस पर निर्भर करती है?
- A) DA hikes
- B) Corpus & annuity
- C) Govt contribution
- D) Last drawn salary
Correct Answer: Corpus & annuity
Explanation: Explanation : Family pension in NPS depends on corpus & annuity plan.
Q5. Which scheme is defined contribution scheme? इनमें से कौन सी योजना परिभाषित अंशदान योजना है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS is defined contribution, market linked.
Q6. Which scheme has optional adoption by states from 2025? कौन सी योजना 2025 से राज्यों के लिए वैकल्पिक रूप से अपनाने योग्य है?
- A) OPS
- B) UPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS will be optional for states to adopt from 1 April 2025.
Q7. Which scheme is contributory by both Govt and Employee? कौन सी योजना ऐसी है जिसमें सरकार और कर्मचारी दोनों का अंशदान होता है?
- A) OPS
- B) NPS
- C) UPS
- D) Both NPS and UPS
Correct Answer: Both NPS and UPS
Explanation: Explanation : NPS & UPS are contributory; OPS is not.
Q8. Which scheme has inflation indexation not applicable? किस योजना में मुद्रास्फीति सूचकांक लागू नहीं होता है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is market linked; no inflation indexation.
Q9. What is the minimum service period for full pension under UPS? यूपीएस के तहत पूर्ण पेंशन प्राप्त करने के लिए न्यूनतम सेवा अवधि क्या है?
- A) 15 years
- B) 20 years
- C) 25 years
- D) 30 years
Correct Answer: 25 years
Explanation: Explanation : Full pension under UPS requires 25 years service.
Q10. Under OPS, how is pension calculated? ओपीएस के तहत पेंशन की गणना कैसे की जाती है?
- A) 50% of average salary
- B) 50% of last drawn salary
- C) Market return
- D) Depends on corpus
Correct Answer: 50% of last drawn salary
Explanation: Explanation : OPS assures 50% of last drawn salary with DA hikes.
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