Knowledge Booster: UPS Edition (09 Oct 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. In NPS, family pension depends on? एनपीएस में पारिवारिक पेंशन किस पर निर्भर करती है?
- A) DA hikes
- B) Corpus & annuity
- C) Govt contribution
- D) Last drawn salary
Correct Answer: Corpus & annuity
Explanation: Explanation : Family pension in NPS depends on corpus & annuity plan.
Q2. Which scheme is partially contributory? कौन सी योजना आंशिक रूप से अंशदायी है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: UPS
Explanation: Explanation : UPS is partly contributory: 10% employee, 18.5% Govt.
Q3. Which of the following best describes UPS? निम्नलिखित में से कौन सा विकल्प यूपीएस का सबसे अच्छा वर्णन करता है?
- A) Contribution-based
- B) Benefit-based
- C) Mix of OPS and NPS
- D) Market driven
Correct Answer: Mix of OPS and NPS
Explanation: Explanation : UPS combines OPS (assured) and NPS (contributory) benefits.
Q4. From which date will the Unified Pension Scheme (UPS) become effective? एकीकृत पेंशन योजना (यूपीएस) किस तिथि से प्रभावी होगी?
- A) 1 January 2025
- B) 1 April 2025
- C) 15 August 2025
- D) 1 October 2025
Correct Answer: 1 April 2025
Explanation: Explanation : The scheme becomes effective from 1 April 2025, with optional adoption by states.
Q5. Which scheme has inflation indexation not applicable? किस योजना में मुद्रास्फीति सूचकांक लागू नहीं होता है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is market linked; no inflation indexation.
Q6. What is the minimum guaranteed pension under UPS for employees with at least 10 years of service? यूपीएस के तहत कम से कम 10 वर्ष की सेवा वाले कर्मचारियों के लिए न्यूनतम गारंटीकृत पेंशन कितनी है?
- A) Rs.5,000/month
- B) Rs.7,500/month
- C) Rs.10,000/month
- D) Rs.15,000/month
Correct Answer: Rs.10,000/month
Explanation: Explanation : UPS assures minimum ?10,000/month for those with at least 10 years of service.
Q7. Which scheme is fully market-linked? कौन सी योजना पूरी तरह से बाजार से जुड़ी हुई है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is entirely market-linked.
Q8. Which scheme has optional adoption by states from 2025? कौन सी योजना 2025 से राज्यों के लिए वैकल्पिक रूप से अपनाने योग्य है?
- A) OPS
- B) UPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS will be optional for states to adopt from 1 April 2025.
Q9. Which scheme is defined contribution scheme? इनमें से कौन सी योजना परिभाषित अंशदान योजना है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS is defined contribution, market linked.
Q10. Under OPS, how is pension calculated? ओपीएस के तहत पेंशन की गणना कैसे की जाती है?
- A) 50% of average salary
- B) 50% of last drawn salary
- C) Market return
- D) Depends on corpus
Correct Answer: 50% of last drawn salary
Explanation: Explanation : OPS assures 50% of last drawn salary with DA hikes.
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