Knowledge Booster: UPS Edition (13 Aug 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Under UPS, who contributes 10% towards pension fund? यूपीएस के तहत, पेंशन फंड में 10% का योगदान कौन करता है?
- A) Government
- B) Employee
- C) Both equally
- D) No one
Correct Answer: Employee
Explanation: Explanation : Employees contribute 10% of salary under UPS.
Q2. Which scheme was introduced in 2004? 2004 में कौन सी योजना शुरू की गई थी?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS was introduced in 2004 for new recruits.
Q3. Which scheme is contributory by both Govt and Employee? कौन सी योजना ऐसी है जिसमें सरकार और कर्मचारी दोनों का अंशदान होता है?
- A) OPS
- B) NPS
- C) UPS
- D) Both NPS and UPS
Correct Answer: Both NPS and UPS
Explanation: Explanation : NPS & UPS are contributory; OPS is not.
Q4. Who regulates OPS? OPS को कौन नियंत्रित करता है?
- A) PFRDA
- B) Finance Ministry
- C) RBI
- D) No regulator
Correct Answer: No regulator
Explanation: Explanation : OPS is not regulated; it is a Govt-funded scheme.
Q5. Which scheme ensures balance of fiscal policy with employee benefits? कौन सी योजना राजकोषीय नीति और कर्मचारी लाभों के बीच संतुलन सुनिश्चित करती है?
- A) OPS
- B) NPS
- C) UPS
- D) All
Correct Answer: UPS
Explanation: Explanation : UPS balances fiscal prudence and employee welfare.
Q6. In NPS, family pension depends on? एनपीएस में पारिवारिक पेंशन किस पर निर्भर करती है?
- A) DA hikes
- B) Corpus & annuity
- C) Govt contribution
- D) Last drawn salary
Correct Answer: Corpus & annuity
Explanation: Explanation : Family pension in NPS depends on corpus & annuity plan.
Q7. What is the minimum service period for full pension under UPS? यूपीएस के तहत पूर्ण पेंशन प्राप्त करने के लिए न्यूनतम सेवा अवधि क्या है?
- A) 15 years
- B) 20 years
- C) 25 years
- D) 30 years
Correct Answer: 25 years
Explanation: Explanation : Full pension under UPS requires 25 years service.
Q8. In UPS, along with pension, employees are entitled to? यूपीएस में पेंशन के साथ-साथ कर्मचारियों को क्या-क्या सुविधाएं मिलती हैं?
- A) Market bonus
- B) Gratuity & Superannuation payout
- C) Only corpus withdrawal
- D) Variable pension
Correct Answer: Gratuity & Superannuation payout
Explanation: Explanation : UPS provides gratuity and lumpsum superannuation payout at retirement.
Q9. Which scheme merges the benefits of OPS and NPS? कौन सी योजना OPS और NPS के लाभों को एकीकृत करती है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS merges the best of OPS (assured) and NPS (contributory).
Q10. What is the minimum guaranteed pension under UPS for employees with at least 10 years of service? यूपीएस के तहत कम से कम 10 वर्ष की सेवा वाले कर्मचारियों के लिए न्यूनतम गारंटीकृत पेंशन कितनी है?
- A) Rs.5,000/month
- B) Rs.7,500/month
- C) Rs.10,000/month
- D) Rs.15,000/month
Correct Answer: Rs.10,000/month
Explanation: Explanation : UPS assures minimum ?10,000/month for those with at least 10 years of service.
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