Knowledge Booster: UPS Edition (16 Feb 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. In UPS, along with pension, employees are entitled to? यूपीएस में पेंशन के साथ-साथ कर्मचारियों को क्या-क्या सुविधाएं मिलती हैं?
- A) Market bonus
- B) Gratuity & Superannuation payout
- C) Only corpus withdrawal
- D) Variable pension
Correct Answer: Gratuity & Superannuation payout
Explanation: Explanation : UPS provides gratuity and lumpsum superannuation payout at retirement.
Q2. Which of the following best describes UPS? निम्नलिखित में से कौन सा विकल्प यूपीएस का सबसे अच्छा वर्णन करता है?
- A) Contribution-based
- B) Benefit-based
- C) Mix of OPS and NPS
- D) Market driven
Correct Answer: Mix of OPS and NPS
Explanation: Explanation : UPS combines OPS (assured) and NPS (contributory) benefits.
Q3. Which of the following has no corpus; govt bears full cost? निम्नलिखित में से किसका कोई कोष नहीं है; सरकार पूरी लागत वहन करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS is fully funded by government with no employee contributions.
Q4. Which scheme applies actuarial adjustment to contributions? कौन सी योजना अंशदानों पर बीमांकिक समायोजन लागू करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS Govt contribution reviewed by actuaries.
Q5. Which scheme ensures inflation indexation based on CPI-IW? कौन सी योजना CPI-IW के आधार पर मुद्रास्फीति सूचकांक सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS links inflation relief with CPI-IW index.
Q6. The Unified Pension Scheme (UPS) is based on the recommendations of which committee? एकीकृत पेंशन योजना (यूपीएस) किस समिति की सिफारिशों पर आधारित है?
- A) N.K. Singh Committee
- B) T.V. Somanathan Committee
- C) 7th Pay Commission
- D) PFRDA Committee
Correct Answer: T.V. Somanathan Committee
Explanation: Explanation : UPS is designed after the T.V. Somanathan Committee?s review of NPS.
Q7. Which scheme requires 18.5% Govt contribution? किस योजना में सरकार का 18.5% योगदान अनिवार्य है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS requires 18.5% Govt contribution.
Q8. Which scheme provides lump sum payout at retirement? कौन सी योजना सेवानिवृत्ति पर एकमुश्त भुगतान प्रदान करती है?
- A) UPS
- B) OPS
- C) NPS
- D) Both UPS and OPS
Correct Answer: Both UPS and OPS
Explanation: Explanation : OPS and UPS give lump sum gratuity payout.
Q9. Which scheme applies mandatorily to post-2004 employees before UPS? यूपीएस से पहले, 2004 के बाद नियुक्त कर्मचारियों पर कौन सी योजना अनिवार्य रूप से लागू होती थी?
- A) UPS
- B) OPS
- C) NPS
- D) OPS & UPS
Correct Answer: NPS
Explanation: Explanation : NPS is mandatory for all central govt employees recruited after 2004.
Q10. Which scheme has family pension assured at 60%? किस योजना में पारिवारिक पेंशन 60% तक सुनिश्चित है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS ensures 60% family pension of retiree's pension.
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