Knowledge Booster: UPS Edition (18 Sep 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which scheme has inflation indexation not applicable? किस योजना में मुद्रास्फीति सूचकांक लागू नहीं होता है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is market linked; no inflation indexation.
Q2. Which scheme is partially contributory? कौन सी योजना आंशिक रूप से अंशदायी है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: UPS
Explanation: Explanation : UPS is partly contributory: 10% employee, 18.5% Govt.
Q3. What is the government?s contribution rate under UPS? यूपीएस के तहत सरकार का योगदान कितना है?
- A) 10%
- B) 14%
- C) 18.50%
- D) 20%
Correct Answer: 18.50%
Explanation: Explanation : Government contributes 18.5% towards UPS funding.
Q4. Which of the following best describes UPS? निम्नलिखित में से कौन सा विकल्प यूपीएस का सबसे अच्छा वर्णन करता है?
- A) Contribution-based
- B) Benefit-based
- C) Mix of OPS and NPS
- D) Market driven
Correct Answer: Mix of OPS and NPS
Explanation: Explanation : UPS combines OPS (assured) and NPS (contributory) benefits.
Q5. Which scheme is fully market-linked? कौन सी योजना पूरी तरह से बाजार से जुड़ी हुई है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is entirely market-linked.
Q6. Under OPS, how is pension calculated? ओपीएस के तहत पेंशन की गणना कैसे की जाती है?
- A) 50% of average salary
- B) 50% of last drawn salary
- C) Market return
- D) Depends on corpus
Correct Answer: 50% of last drawn salary
Explanation: Explanation : OPS assures 50% of last drawn salary with DA hikes.
Q7. Which of the following has no corpus; govt bears full cost? निम्नलिखित में से किसका कोई कोष नहीं है; सरकार पूरी लागत वहन करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS is fully funded by government with no employee contributions.
Q8. What is the minimum guaranteed pension under UPS for employees with at least 10 years of service? यूपीएस के तहत कम से कम 10 वर्ष की सेवा वाले कर्मचारियों के लिए न्यूनतम गारंटीकृत पेंशन कितनी है?
- A) Rs.5,000/month
- B) Rs.7,500/month
- C) Rs.10,000/month
- D) Rs.15,000/month
Correct Answer: Rs.10,000/month
Explanation: Explanation : UPS assures minimum ?10,000/month for those with at least 10 years of service.
Q9. Which scheme was introduced in 2004? 2004 में कौन सी योजना शुरू की गई थी?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS was introduced in 2004 for new recruits.
Q10. Which scheme has optional adoption by states from 2025? कौन सी योजना 2025 से राज्यों के लिए वैकल्पिक रूप से अपनाने योग्य है?
- A) OPS
- B) UPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS will be optional for states to adopt from 1 April 2025.
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