Knowledge Booster: UPS Edition (22 Sep 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. What is the minimum guaranteed pension under UPS for employees with at least 10 years of service? यूपीएस के तहत कम से कम 10 वर्ष की सेवा वाले कर्मचारियों के लिए न्यूनतम गारंटीकृत पेंशन कितनी है?
- A) Rs.5,000/month
- B) Rs.7,500/month
- C) Rs.10,000/month
- D) Rs.15,000/month
Correct Answer: Rs.10,000/month
Explanation: Explanation : UPS assures minimum ?10,000/month for those with at least 10 years of service.
Q2. What is the government?s contribution rate under UPS? यूपीएस के तहत सरकार का योगदान कितना है?
- A) 10%
- B) 14%
- C) 18.50%
- D) 20%
Correct Answer: 18.50%
Explanation: Explanation : Government contributes 18.5% towards UPS funding.
Q3. Which scheme is fully market-linked? कौन सी योजना पूरी तरह से बाजार से जुड़ी हुई है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is entirely market-linked.
Q4. From which date will the Unified Pension Scheme (UPS) become effective? एकीकृत पेंशन योजना (यूपीएस) किस तिथि से प्रभावी होगी?
- A) 1 January 2025
- B) 1 April 2025
- C) 15 August 2025
- D) 1 October 2025
Correct Answer: 1 April 2025
Explanation: Explanation : The scheme becomes effective from 1 April 2025, with optional adoption by states.
Q5. Which scheme was introduced in 2004? 2004 में कौन सी योजना शुरू की गई थी?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS was introduced in 2004 for new recruits.
Q6. Which of the following has no corpus; govt bears full cost? निम्नलिखित में से किसका कोई कोष नहीं है; सरकार पूरी लागत वहन करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS is fully funded by government with no employee contributions.
Q7. What is the minimum service period for full pension under UPS? यूपीएस के तहत पूर्ण पेंशन प्राप्त करने के लिए न्यूनतम सेवा अवधि क्या है?
- A) 15 years
- B) 20 years
- C) 25 years
- D) 30 years
Correct Answer: 25 years
Explanation: Explanation : Full pension under UPS requires 25 years service.
Q8. Which scheme applies actuarial adjustment to contributions? कौन सी योजना अंशदानों पर बीमांकिक समायोजन लागू करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS Govt contribution reviewed by actuaries.
Q9. Under OPS, how is pension calculated? ओपीएस के तहत पेंशन की गणना कैसे की जाती है?
- A) 50% of average salary
- B) 50% of last drawn salary
- C) Market return
- D) Depends on corpus
Correct Answer: 50% of last drawn salary
Explanation: Explanation : OPS assures 50% of last drawn salary with DA hikes.
Q10. Which scheme is defined contribution scheme? इनमें से कौन सी योजना परिभाषित अंशदान योजना है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS is defined contribution, market linked.
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