Knowledge Booster: UPS Edition (26 Jul 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which scheme ensures 50% last drawn salary as pension? कौन सी योजना अंतिम प्राप्त वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS assures 50% last drawn salary as pension.
Q2. Which pension scheme is applicable compulsorily to pre-2004 employees? 2004 से पहले नियुक्त कर्मचारियों पर कौन सी पेंशन योजना अनिवार्य रूप से लागू होती है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: OPS
Explanation: Explanation : OPS continues for those recruited before 2004.
Q3. Which scheme ensures 50% average basic pay as pension? कौन सी योजना औसत मूल वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS assures 50% average basic pay as pension.
Q4. In UPS, along with pension, employees are entitled to? यूपीएस में पेंशन के साथ-साथ कर्मचारियों को क्या-क्या सुविधाएं मिलती हैं?
- A) Market bonus
- B) Gratuity & Superannuation payout
- C) Only corpus withdrawal
- D) Variable pension
Correct Answer: Gratuity & Superannuation payout
Explanation: Explanation : UPS provides gratuity and lumpsum superannuation payout at retirement.
Q5. Which index is used for inflation indexation under UPS? यूपीएस के अंतर्गत मुद्रास्फीति सूचकांक के लिए किस सूचकांक का उपयोग किया जाता है?
- A) Wholesale Price Index (WPI)
- B) All India CPI-IW
- C) GDP Deflator
- D) CPI (Rural)
Correct Answer: All India CPI-IW
Explanation: Explanation : UPS inflation indexation is based on CPI-IW for industrial workers.
Q6. Who regulates OPS? OPS को कौन नियंत्रित करता है?
- A) PFRDA
- B) Finance Ministry
- C) RBI
- D) No regulator
Correct Answer: No regulator
Explanation: Explanation : OPS is not regulated; it is a Govt-funded scheme.
Q7. Which scheme has inflation indexation not applicable? किस योजना में मुद्रास्फीति सूचकांक लागू नहीं होता है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is market linked; no inflation indexation.
Q8. Which scheme has optional adoption by states from 2025? कौन सी योजना 2025 से राज्यों के लिए वैकल्पिक रूप से अपनाने योग्य है?
- A) OPS
- B) UPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS will be optional for states to adopt from 1 April 2025.
Q9. Which scheme has family pension assured at 60%? किस योजना में पारिवारिक पेंशन 60% तक सुनिश्चित है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS ensures 60% family pension of retiree's pension.
Q10. Which scheme involves actuarial review of Govt contribution? किस योजना में सरकारी अंशदान की बीमांकिक समीक्षा शामिल है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS requires actuarial review of 18.5% Govt contribution.
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